Bankruptcy and joining the military

canadian13

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Hi there, Just curious does anyone know if you can join the military before you have been discharged from a bankruptcy ?
 

ModlrMike

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The most complete answer will come from Recruiting. None the less, I seem to recall that one's bankruptcy must be fully discharged before enrollment.
 

CBH99

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ModlrMike is right - your best answer is going to come straight from the recruiting office.

A bankruptcy still has legal implications, and the CAF tends to want any joining members to be free of legal matters.


Circumstances may play a part. I would speak directly with a recruiter.
 

Humphrey Bogart

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You need to be discharged from your bankruptcy before you should even think about applying. As for what impact a bankruptcy will have on you?

It will impact your ability to get a security clearance which will impact your ability to be hired.
 

da1root

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This is not a yes/no response.

Part of joining the military includes a criminal record name check/credit check. These are used to determine whether a person might be subject to outside pressures that could reflect on the degree of trust of the individual joining. If adverse conditions are found it's not simply "thanks for coming out, good bye." - your file will be reviewed the the Unit PSO and possibly the Regional PSO for determination. There are mitigating circumstance in some cases which may (note the word MAY) still allow the person to join. Even after you've been discharged a bankruptcy remains on your file for 6 years; so will still show up on the credit check.

Even a recruiter should avoid saying you're good to go or not.
 

winds_13

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canadian13, until a bankruptcy is discharged, it represents a current, ongoing legal obligation that makes a CAF applicant "ineligible" for file processing.

Once the bankruptcy is discharged, then it is something that would be reviewed as part of the reliability screening.
 
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